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EZHM can bring a great deal of flexibility, tailoring loans to provide manageable funding for your project.  Not pre-conceived guidelines

 

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If a purchase, you may use a cash down payment, or pledge equity in another property. 

The amount of the down payment is sometimes negotiable when other factors provide adequate security in the property. 

An equity cushion of 20% or greater is required. 

Bad Credit is usually a non-issue.